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Schedule a Meeting with Topflight SupportMissing commissions
If you believe you are missing commissions, the first step is to submit the appropriate inquiry form so our team can investigate and coordinate with the correct carrier. Submitting the correct form helps us route your request to the right team and speeds up the investigation process.
Step 1 — Select the correct form
Use the form that corresponds with the carrier involved in the commission issue.
Spark Inquiry Form
Use this form for any carrier that does not have a carrier-specific audit template listed here.
Open Spark Inquiry FormHumana – Partner Audit Form
Use this form for any commission issues related to Humana policies.
Open Humana Audit FormPHD Inquiry Form
Use this form for any commission issues related to UnitedHealthcare policies.
Open PHD Inquiry FormAetna Inquiry Template
Use this form for any commission issues related to Aetna policies.
Open Aetna Inquiry TemplateStep 2 — Multiple carrier issues
If you are experiencing missing commissions from more than one carrier, please submit one form per carrier. This ensures each carrier team receives the correct information and allows us to properly track each investigation.
Example: if you are missing commissions from Humana and Aetna, you will submit one Humana Partner Audit Form and one Aetna Inquiry Template.
Step 3 — What happens next
- Our team will review the information you provided.
- We will verify the details internally.
- The request will be forwarded to the appropriate carrier team for investigation.
- We will follow up with updates as the carrier responds.
Providing accurate policy information, client details, and dates will help the carrier resolve your issue faster. If you have questions about which form to use, contact the support team before submitting.
Most requests are completed within 1–7 business days.
Who do I contract with
Some carriers have different product lines with different uplines to maximise your customer service experience. Please only select the product line we have with the upline that has that product. This will minimise delays in contracting.
Most carriers that have Medicare Supplement and Medicare Advantage contracts include their Medicare Supplements with their Medicare Advantage contracts. For carriers that only offer Medicare Supplement or ancillary products, or that offer the contracts separately, you'll find them listed here.
Upline — click to filter
Aetna Medicare Advantage
- Product line
- Medicare Advantage
- Upline
- Spark
- How to request
- Request through your Spark account. If you don't have a Spark account, ask your immediate upline.
- Status contact
- support@sparkadvisors.com
Alignment
- Product line
- Medicare Advantage
- Upline
- Spark
- How to request
- Request through your Spark account. If you don't have a Spark account, ask your immediate upline.
- Status contact
- support@sparkadvisors.com
Anthem
- Product line
- Medicare Advantage
- Upline
- Spark
- How to request
- Request through your Spark account. If you don't have a Spark account, ask your immediate upline.
- Status contact
- support@sparkadvisors.com
Astiva Health
- Product line
- Medicare Advantage
- Upline
- Spark
- How to request
- Request through your Spark account. If you don't have a Spark account, ask your immediate upline.
- Status contact
- support@sparkadvisors.com
BCBS AZ
- Product line
- Medicare Advantage
- Upline
- Spark
- How to request
- Request through your Spark account. If you don't have a Spark account, ask your immediate upline.
- Status contact
- support@sparkadvisors.com
BCBS IL
- Product line
- Medicare Advantage
- Upline
- Spark
- How to request
- Request through your Spark account. If you don't have a Spark account, ask your immediate upline.
- Status contact
- support@sparkadvisors.com
BCBS NC
- Product line
- Medicare Advantage
- Upline
- Spark
- How to request
- Request through your Spark account. If you don't have a Spark account, ask your immediate upline.
- Status contact
- support@sparkadvisors.com
BCBS OK
- Product line
- Medicare Advantage
- Upline
- Spark
- How to request
- Request through your Spark account. If you don't have a Spark account, ask your immediate upline.
- Status contact
- support@sparkadvisors.com
Brand New Day
- Product line
- Medicare Advantage
- Upline
- Spark
- How to request
- Request through your Spark account. If you don't have a Spark account, ask your immediate upline.
- Status contact
- support@sparkadvisors.com
Cigna HealthSpring
- Product line
- Medicare Advantage
- Upline
- Spark
- How to request
- Request through your Spark account. If you don't have a Spark account, ask your immediate upline.
- Status contact
- support@sparkadvisors.com
Clever Care
- Product line
- Medicare Advantage
- Upline
- Spark
- How to request
- Request through your Spark account. If you don't have a Spark account, ask your immediate upline.
- Status contact
- support@sparkadvisors.com
Clover
- Product line
- Medicare Advantage
- Upline
- Spark
- How to request
- Request through your Spark account. If you don't have a Spark account, ask your immediate upline.
- Status contact
- support@sparkadvisors.com
Devoted Health
- Product line
- Medicare Advantage
- Upline
- Spark
- How to request
- Request through your Spark account. If you don't have a Spark account, ask your immediate upline.
- Status contact
- support@sparkadvisors.com
Florida Blue
- Product line
- Medicare Advantage
- Upline
- Spark
- How to request
- Request through your Spark account. If you don't have a Spark account, ask your immediate upline.
- Status contact
- support@sparkadvisors.com
Freedom
- Product line
- Medicare Advantage
- Upline
- Spark
- How to request
- Request through your Spark account. If you don't have a Spark account, ask your immediate upline.
- Status contact
- support@sparkadvisors.com
Geisinger
- Product line
- Medicare Advantage
- Upline
- Pinnacle
- How to request
- Request from your immediate upline
- Status contact
- supporthealth@pfsinsurance.com
Gold Kidney
- Product line
- Medicare Advantage
- Upline
- Spark
- How to request
- Request through your Spark account. If you don't have a Spark account, ask your immediate upline.
- Status contact
- support@sparkadvisors.com
Highmark
- Product line
- Medicare Advantage
- Upline
- Spark
- How to request
- Request through your Spark account. If you don't have a Spark account, ask your immediate upline.
- Status contact
- support@sparkadvisors.com
Humana
- Product line
- Medicare Advantage
- Upline
- Spark
- How to request
- Request through your Spark account. If you don't have a Spark account, ask your immediate upline.
- Status contact
- support@sparkadvisors.com
Independence BCBS
- Product line
- Medicare Advantage
- Upline
- Pinnacle
- How to request
- Request from your immediate upline
- Status contact
- supporthealth@pfsinsurance.com
Jefferson Health
- Product line
- Medicare Advantage
- Upline
- Pinnacle
- How to request
- Request from your immediate upline
- Status contact
- supporthealth@pfsinsurance.com
Kelsey Seybold
- Product line
- Medicare Advantage
- Upline
- Spark
- How to request
- Request through your Spark account. If you don't have a Spark account, ask your immediate upline.
- Status contact
- support@sparkadvisors.com
Memorial Hermann
- Product line
- Medicare Advantage
- Upline
- Spark
- How to request
- Request through your Spark account. If you don't have a Spark account, ask your immediate upline.
- Status contact
- support@sparkadvisors.com
Scan
- Product line
- Medicare Advantage
- Upline
- Spark
- How to request
- Request through your Spark account. If you don't have a Spark account, ask your immediate upline.
- Status contact
- support@sparkadvisors.com
UnitedHealthcare
- Product line
- Medicare Advantage
- Upline
- Spark
- How to request
- Request through your Spark account. If you don't have a Spark account, ask your immediate upline.
- Status contact
- support@sparkadvisors.com
WellCare
- Product line
- Medicare Advantage
- Upline
- Spark
- How to request
- Request through your Spark account. If you don't have a Spark account, ask your immediate upline.
- Status contact
- support@sparkadvisors.com
Zing / Lasso Health
- Product line
- Medicare Advantage
- Upline
- Spark
- How to request
- Request through your Spark account. If you don't have a Spark account, ask your immediate upline.
- Status contact
- support@sparkadvisors.com
Aetna Supplemental
- Product line
- Med Supp & other supplemental benefits
- Upline
- Spark
- How to request
- Request through your Spark account. If you don't have a Spark account, ask your immediate upline.
- Status contact
- support@sparkadvisors.com
Ameritas
- Product line
- Dental/Vision
- Upline
- Premier
- How to request
- Contract through the Premier SureLC link (Ameritas, Mutual of Omaha Cancer & Critical Illness, Foresters) Start contracting
- Status contact
- support@m.topflightagent.com
Bankers Fidelity
- Product line
- Med Supp & other supplemental benefits
- Upline
- Spark
- How to request
- Request through your Spark account. If you don't have a Spark account, ask your immediate upline.
- Status contact
- support@sparkadvisors.com
Cigna
- Product line
- Med Supp & other supplemental benefits
- Upline
- Spark
- How to request
- Request through your Spark account. If you don't have a Spark account, ask your immediate upline.
- Status contact
- support@sparkadvisors.com
Guarantee Trust Life (GTL)
- Product line
- Med Supp & other supplemental benefits
- Upline
- Spark
- How to request
- Request through your Spark account. If you don't have a Spark account, ask your immediate upline.
- Status contact
- support@sparkadvisors.com
Medico
- Product line
- Med Supp & other supplemental benefits
- Upline
- Spark
- How to request
- Request through your Spark account. If you don't have a Spark account, ask your immediate upline.
- Status contact
- support@sparkadvisors.com
Mutual of Omaha
- Product line
- Medicare Supplement
- Upline
- Spark
- How to request
- Request through your Spark account. If you don't have a Spark account, ask your immediate upline.
- Status contact
- support@sparkadvisors.com
Mutual of Omaha
- Product line
- Cancer & Critical Illness
- Upline
- Premier
- How to request
- Contract through the Premier SureLC link (Ameritas, Mutual of Omaha Cancer & Critical Illness, Foresters) Start contracting
- Status contact
- support@m.topflightagent.com
National Care Dental (NCD)
- Product line
- Dental
- Upline
- Spark
- How to request
- Request through your Spark account. If you don't have a Spark account, ask your immediate upline.
- Status contact
- support@sparkadvisors.com
Physicians Mutual
- Product line
- Med Supp & other supplemental benefits
- Upline
- Topflight Insurance
- How to request
- Request through your immediate upline
- Status contact
- support@topflightagent.com
Aetna
- Product line
- Final Expense
- Upline
- Spark
- How to request
- Request through your Spark account. If you don't have a Spark account, ask your immediate upline.
- Status contact
- support@sparkadvisors.com
Foresters Financial
- Product line
- Final Expense
- Upline
- Premier
- How to request
- Contract through the Premier SureLC link (Ameritas, Mutual of Omaha Cancer & Critical Illness, Foresters) Start contracting
- Status contact
- support@m.topflightagent.com
Physicians Mutual
- Product line
- Final Expense
- Upline
- Topflight Insurance
- How to request
- Request through your immediate upline
- Status contact
- support@topflightagent.com
Foresters Financial
- Product line
- Simplified Issue Term Life
- Upline
- Premier
- How to request
- Contract through the Premier SureLC link (Ameritas, Mutual of Omaha Cancer & Critical Illness, Foresters) Start contracting
- Status contact
- support@m.topflightagent.com
GTL
- Product line
- Simplified Issue Term Life
- Upline
- Spark
- How to request
- Request through your Spark account. If you don't have a Spark account, ask your immediate upline.
- Status contact
- support@sparkadvisors.com
How to request and check status
For Medicare Advantage carriers you must add a state before writing business. Requests to add states generally take a minimum of 3 days and can take as long as 1 week. For Medicare Supplement and ancillary products, the requirements for writing in a new state depend on the carrier and state requirements.
How to request
Request through your Spark account. If you don't have a Spark account, ask your immediate upline.
Status contact
support@sparkadvisors.comHow to request
Request from your immediate upline
Status contact
supporthealth@pfsinsurance.comHow to request
Contract through the Premier SureLC link (Ameritas, Mutual of Omaha Cancer & Critical Illness, Foresters) Start contracting
Status contact
support@m.topflightagent.comHow to request
Request through your immediate upline
Status contact
support@topflightagent.comHow to request
Ask your immediate upline
Status contact
Ask your immediate uplineStill need help?
Frequently asked
Questions agents ask about Current Agent Support
Who do I contract with for each carrier?
Most Medicare Advantage carriers are requested through your Spark account; Geisinger, Independence BCBS and Jefferson Health go through Pinnacle; Ameritas, Foresters and Mutual of Omaha ancillary products contract through the Premier SureLC link; Physicians Mutual goes through your immediate upline.
What do I do about missing commissions?
Submit one inquiry form per carrier so each carrier team gets the right information. Topflight reviews, verifies and forwards the request to the carrier and follows up as the carrier responds; most requests complete within 1 to 7 business days.
How long does it take to add a state?
Medicare Advantage state additions generally take a minimum of 3 days and up to a week. Medicare Supplement and ancillary products depend on the carrier and state.
Last reviewed: · Reviewed by Joanna Wyckoff, Founder. Published by the Topflight Data Desk.
